Terms and Conditions

1. Acceptance of Terms

By accessing or using the Petrol Wertium website or Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you should not use the Service. We may update these Terms from time to time, and continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

2. Description of Service

Petrol Wertium provides AI-driven data analysis, informational content, and decision-support tools intended to help users better understand financial concepts and evaluate options. The Service is provided for general informational and educational purposes only and does not constitute financial, investment, tax, or legal advice.

Any outputs, assessments, projections, or recommendations generated through the Service are based on the information provided by the user and general assumptions, and may not reflect your individual circumstances. You should not rely solely on the Service when making financial decisions.

3. No Professional Advice

Nothing on this website or within the Service should be construed as personalized financial, investment, tax, retirement, or legal advice. Petrol Wertium is not a licensed financial advisor, broker, or tax professional, unless explicitly stated otherwise. You should consult a qualified, licensed professional before making any financial or investment decisions.

4. Eligibility and Account Use

You must be of legal age in your jurisdiction to use the Service. If you create an account or submit information through the Service, you agree to provide accurate, current, and complete information and to keep it up to date. You are responsible for maintaining the confidentiality of any login credentials and for all activity that occurs under your account.

5. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

• Attempt to gain unauthorized access to the Service, its systems, or related networks;
• Use the Service for any unlawful, fraudulent, or harmful purpose;
• Reverse engineer, decompile, or attempt to extract the underlying models or source code of the Service;
• Copy, resell, or redistribute the Service or its content without prior written consent;
• Upload or transmit any material that is unlawful, infringing, or harmful to others.

We reserve the right to suspend or terminate access for any user who violates these Terms.

6. Intellectual Property

All content on the Petrol Wertium website, including text, graphics, logos, visual designs, and software, is the property of Petrol Wertium or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted, you may not reproduce, distribute, modify, or create derivative works from any part of the Service without prior written permission.

7. Third-Party Links and Services

The Service may contain links to third-party websites or reference third-party tools that are not owned or controlled by Petrol Wertium. We are not responsible for the content, accuracy, or practices of any third-party sites or services. Your use of any third-party resources is at your own risk and subject to their respective terms.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that any analysis or output will be accurate or reliable for your specific circumstances.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Petrol Wertium and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or financial loss arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Petrol Wertium and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. Upon termination, your right to use the Service will immediately cease.

12. Changes to the Service and Terms

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We may also revise these Terms periodically; the updated version will be posted on this page with a revised "Last updated" date. Your continued use of the Service after changes take effect constitutes your acceptance of the new Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Petrol Wertium is registered, without regard to conflict-of-law principles. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts in that jurisdiction, unless otherwise required by applicable law.

14. Contact

If you have questions about these Terms, please reach out via the contact details provided on our Contact page.